YieldVine.comA printable reference
The yield cheat sheet
Six useful calculations—and the assumptions that belong beside them.
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Six calculations to keep straight
| Measure | Simplified formula | Important limit |
|---|---|---|
| Effective APY | (1 + r/n)n − 1 | Constant nominal rate and reinvestment assumed. |
| Current bond yield | Annual coupon ÷ purchase price | Does not include repayment-price difference. |
| Duration price change | −D × change in yield | First-order approximation; yield change in decimal form. |
| Holding-period return | (Ending value + cash − starting value) ÷ starting value | No external flows or reinvestment in this simplified version. |
| Reward after commission | Gross reward × (1 − commission share) | A reward fee is not an asset-based fee. |
| Token currency return | (1 + unit growth) × (1 + price change) − 1 | Other costs and flows excluded. |
Record before comparing
Full metric name · Observation date · Lookback window · Holding period · Currency · Fee basis · Compounding rule · Custody or issuer · Exit conditions · Unresolved questions.
Keep the mechanism visible
Deposits, bonds, funds, native staking, and crypto lending have different structures. Aligning annualized percentages does not equalize risks or protections. Token supply inflation is not consumer-price inflation. A distribution is not the whole return.
Read the assumptions
These are educational shorthand formulas, not complete product models. Refer to the full methodology, original sources, and the applicable product or network documents before using a calculation in a decision.